Terms of Use

Welcome to Holding Arms L.L.C. ("Company," "we," "us," or "our"). We invite you to access and use our websites (the "Websites").

We provide visitors to our Websites (“Visitors”) access subject to the following Terms of Use, which may be updated by us from time to time without notice to you, and you agree to review this Agreement periodically so you are aware of modifications. Please read this Agreement carefully before accessing the Websites. By accessing or browsing the public areas and using the Websites, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use and our Privacy Policy, which is hereby incorporated by reference (this “Agreement”). If you do not agree to any of these terms, then please do not use the Websites.

You also acknowledge that the use of any products or services recommended, purchased, or encouraged from our websites by you DOES NOT create a medical-professional-to-patient relationship between you and us. You agree that you will consult with your appropriate medical professional if you have any questions or wish to seek professional advice regarding a medical condition or any other issue related to your health. We cannot and do not assess, verify, or guarantee the adequacy, accuracy, or completeness of any material or the suitability or safety of any product provided on this website. You bear sole responsibility for your own health and decisions. Always speak with your physician or other healthcare professional before taking any medication or nutritional, herbal, or homeopathic supplement, or using any treatment for a health problem. If you have or suspect that you have a medical problem, contact your health care provider promptly. Do not disregard professional medical advice or delay in seeking professional advice because of something you have read through us.

The Websites enable visitors who are at least eighteen (18) years of age to make purchases. Any user who registers with us (each, a “Registered User”) and wishes to purchase a product or service through one of our Websites is agreeing to the terms of this Agreement and the accompanying Terms and Conditions of Purchase with respect to such product or service. In the event of any conflict, the Terms and Conditions of Purchase shall control.

THE SECTIONS BELOW TITLED “BINDING ARBITRATION” AND “CLASS ACTION WAIVER” CONTAIN A BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER. THEY AFFECT YOUR LEGAL RIGHTS. PLEASE READ THEM.

Capitalized terms not defined in these Terms of Use shall have the meaning set forth in our Privacy Policy.

Visitors are people who do not register with us but want to explore the Websites. No login is required. Visitors can view all publicly available content on the Websites and email us.

Registered Users can do all the things Visitors can do, and: (i) purchase products and services through one of our Websites; (ii) access exclusive content available only to Registered Users; (iii) create, access, manage, and update their own personal accounts; (iv) post comments and other content (collectively, “Registered User Content”); (v) sign up for our various programs; (vi) sign up for alerts and other notifications; and (vii) become part of the community.

Company is under no obligation to accept any individual as a Registered User and may accept or reject any registration in its sole and complete discretion. Company may deactivate any account at any time, including if it determines that a Registered User has violated these Terms of Use.

By accessing or using the Websites, you agree to comply with all applicable laws and with these community guidelines. You agree that:

• You will not upload, post, email, transmit, or otherwise make available any content that infringes any copyright, trademark, right of publicity, or other proprietary rights; that is defamatory, libelous, indecent, obscene, pornographic, sexually explicit, invasive of another's privacy, promotes violence, or contains hate speech; or that discloses sensitive information about another person.
• You will not stalk, threaten, or otherwise harass another person.
• You will not spam or use the Websites to engage in any commercial activities.
• If you post any Registered User Content, you will stay on topic.
• You will not access or use the Websites to collect market research for a competing business.
• You will not impersonate any person or entity or misrepresent your affiliation with a person or entity.
• You will not interfere with or attempt to interrupt the proper operation of the Websites through any virus, device, software, or routine, or attempt to gain access to data, files, or passwords through hacking, data mining, or any other means.
• You will not cover, obscure, block, or interfere with any advertisements or safety features on the Websites.
• You will not use any robot, spider, scraper, or other automated means to access the Websites without our express written permission; provided that we grant operators of public search engines permission to use spiders to copy materials from public portions of the Websites solely to create publicly available searchable indices.
• You will not take any action that imposes an unreasonable or disproportionately large load on our technical infrastructure.
• You will let us know about inappropriate content of which you become aware.

We reserve the right, in our sole and absolute discretion, to deny you access to the Websites, or any portion of them, without notice, and to remove any content that does not adhere to these Community Guidelines.

The Websites are only available for individuals aged 18 years or older. If you are 18 or older but under the age of majority in your jurisdiction, you should review this Agreement with your parent or guardian.

During registration we will ask you to create an account, including a sign-in name, a password, and perhaps additional information that will assist in authenticating your identity (“Unique Identifiers”). You must provide true, accurate, current, and complete information. Each sign-in name and password can be used by only one Registered User, and sharing your access credentials with others is a material breach of this Agreement. You are solely responsible for the confidentiality and use of your sign-in name, password, and Unique Identifiers, as well as for any use, misuse, or communications entered through the Websites using them. You will promptly inform us of any need to deactivate a password or sign-in name, or change any Unique Identifier. We reserve the right to delete or change your password, sign-in name, or Unique Identifier at any time and for any reason and shall have no liability to you for any loss or damage caused by such action.

As consideration for any purchase you make on the Websites, you shall pay Company all applicable fees and taxes. We (or our third-party payment processor) shall authorize your credit card, bank account, or other approved payment facility for the full payment of the fees and any applicable taxes, and you hereby consent to the same. If the mailing address you provided is in the United States, all payments will be charged and made in U.S. dollars; otherwise payments will be charged and made in your local currency.

There are absolutely NO refunds. All purchases are final.

You must provide current, complete, and accurate billing and credit card information and promptly update it to keep your account current. You must promptly contact us if your credit card is lost or stolen or if you become aware of a potential breach of account security. You authorize Company to obtain or determine updated or replacement expiration dates for your credit card if it expires, and we reserve the right to charge any renewal card issued to you to the same extent as the expired card. If payment is not received from your credit card issuer, you agree to pay all amounts due upon demand, including all costs of collection and attorney's fees on any outstanding balance. Your card issuer may charge foreign transaction or related fees, which you are responsible to pay.

The Websites contain material such as videos, coursework, photographs, software, text, graphics, images, sound recordings, and other material provided by or on behalf of Company (the “Content”). The Content may be owned by us or third parties and is protected under both United States and foreign laws. Unauthorized use of the Content may violate copyright, trademark, and other laws.

Visitors may view all publicly available Content for their own personal, non-commercial use. Registered Users who have purchased a product or service may download and view Content contained in that purchase for their own personal, non-commercial use. You have no other rights in or to the Content, and no other use is permitted without the prior written consent of Company. Company retains all right, title, and interest, including all intellectual property rights, in and to the Content. You must retain all copyright and other proprietary notices contained in the original Content. You may not sell, transfer, assign, license, sublicense, or modify the Content or reproduce, display, publicly perform, make a derivative version of, distribute, or otherwise use the Content for any public or commercial purpose. Use or posting of the Content on any other website, social media page, or networked computer environment is expressly prohibited.

If you violate any part of this Agreement, your permission to access and use the Content and the Websites automatically terminates and you must immediately destroy any copies you have made of the Content.

The trademarks, service marks, and logos of Company used and displayed on the Websites are registered and unregistered trademarks or service marks of Company. Other company, product, and service names may be trademarks or service marks owned by others. Nothing on the Websites should be construed as granting any license or right to use the Trademarks without our prior written permission specific for each such use. Use of the Trademarks as part of a link to or from any site is prohibited unless approved in advance in writing. All goodwill generated from the use of Company Trademarks inures to our benefit. Elements of the Websites may not be copied or imitated in whole or in part, including through framing or mirrors, and none of the Content may be retransmitted without our express written consent.

You expressly acknowledge and agree that once you submit your Registered User Content for inclusion on the Websites, it will be accessible by others, and that there is no confidentiality or privacy with respect to such content, including any personally identifying information you make available. YOU, AND NOT COMPANY, ARE ENTIRELY RESPONSIBLE FOR ALL YOUR REGISTERED USER CONTENT THAT YOU UPLOAD, POST, EMAIL, OR OTHERWISE TRANSMIT VIA THE WEBSITES.

You retain all copyrights and other intellectual property rights in your own Registered User Content. You do, however, grant us and our sublicensees a non-exclusive, royalty-free, freely sublicensable, perpetual license to modify, compile, combine with other content, copy, record, synchronize, transmit, translate, format, distribute, publicly display, publicly perform, and otherwise use or exploit (including for profit) your Registered User Content and all intellectual property and moral rights in it throughout the universe, by any means or technology now known or hereafter devised. You also grant us and our sublicensees the right, but not the obligation, to use your Registered User Content, sign-in name, name, likeness, and photograph in connection with any permitted use and to advertise and promote the Websites, Company, and our products and services, including adjacent to advertising and other material, including for profit.

Each submission of Registered User Content constitutes a representation and warranty to Company that the content is your original creation (or that you otherwise have the right to provide it), that you have the rights necessary to grant the license above, and that its use as permitted by this Agreement does not and will not infringe or misappropriate the intellectual property or moral rights of any person or contain any libelous, defamatory, or obscene material or content that violates our Community Guidelines.

Although we encourage you to email us, we do not want you to, and you should not, email us any content that contains confidential or medical information. With respect to all emails and communications you send to us, including feedback, questions, comments, and suggestions, we shall be free to use any ideas, concepts, know-how, or techniques contained in your communications for any purpose whatsoever, including the development, production, and marketing of products and services, without compensation or attribution to you.

THE WEBSITES AND THE CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND, INCLUDING THAT THE WEBSITES WILL OPERATE ERROR-FREE OR THAT THE WEBSITES, THEIR SERVERS, OR THE CONTENT ARE FREE OF COMPUTER VIRUSES OR SIMILAR CONTAMINATION OR DESTRUCTIVE FEATURES.

WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES ARISING FROM A COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE. WE MAKE NO GUARANTEES THAT THE WEBSITE OR ITS CONTENT WILL BE ERROR-FREE, UNINTERRUPTED, OR FREE OF HARMFUL COMPONENTS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, UNDER NO CIRCUMSTANCES SHALL WE, OUR AFFILIATES, LICENSORS, OR PARTNERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, INCLUDING LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, OR OTHER ECONOMIC LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THIS WEBSITE OR ITS CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL LIABILITY, OR THE TOTAL LIABILITY OF OUR AFFILIATES, LICENSORS, OR PARTNERS, FOR ANY CLAIM ARISING FROM OR RELATED TO YOUR USE OF THE WEBSITE OR CONTENT EXCEED THE TOTAL AMOUNT YOU HAVE PAID TO US FOR ACCESSING THIS WEBSITE OR MAKING PURCHASES THROUGH IT IN THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

THIS LIMITATION OF LIABILITY APPLIES TO ALL CAUSES OF ACTION, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY. SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES; IN SUCH CASES, OUR LIABILITY SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

The Websites may contain links to third-party websites (“External Sites”). These links are provided solely as a convenience and not as an endorsement by us of the content on such External Sites. The content of External Sites is developed and provided by others. We are not responsible for the content of any linked External Sites and make no representations regarding the content or accuracy of materials on them. You should take precautions when downloading files from all websites. If you decide to access linked External Sites, you do so at your own risk.

If you are a Registered User, you represent, warrant, and covenant that:

• You own or have the necessary licenses, rights, consents, and permissions to all trademark, trade secret, copyright, or other proprietary, privacy, and publicity rights in and to your Registered User Content and any other works you incorporate into it, and all rights necessary to grant the licenses and permissions granted here.
• Use of your Registered User Content in the manners contemplated in this Agreement shall not violate or misappropriate the intellectual property, privacy, publicity, contractual, or other rights of any third party.
• You shall not submit any Registered User Content that violates our Community Guidelines or any other term of this Agreement.

You agree to defend, indemnify, and hold us and our freelancers, agents, successors, licensees, and assigns harmless from and against any damages, liabilities, losses, expenses, claims, actions, and demands, including reasonable legal and accounting fees, arising or resulting from: (i) your breach of this Agreement; (ii) your misuse of the Content or the Websites; and/or (iii) your violation of any third-party rights, including any copyright, trademark, property, publicity, or privacy right. We shall provide notice to you of any such claim and shall assist you, at your expense, in defending it. We reserve the right to assume the exclusive defense and control (at your expense) of any matter subject to indemnification under this section, and you agree to cooperate with reasonable requests assisting our defense.

The Websites are based in the United States. We make no claims concerning whether the Content may be downloaded, viewed, or be appropriate for use outside of the United States. If you access the Websites or the Content from outside of the United States, you do so at your own risk. Whether inside or outside of the United States, you are solely responsible for ensuring compliance with the laws of your specific jurisdiction.

We reserve the right, in our sole discretion, to restrict, suspend, or terminate this Agreement and your access to all or any part of the Websites at any time and for any reason without prior notice or liability. We reserve the right to change, suspend, or discontinue all or any part of the Websites at any time without prior notice or liability. The following sections shall survive any termination of this Agreement: “Fees and Payment” (until you pay all fees and taxes due), “Intellectual Property,” “Registered User Content; Licenses,” “Communications with Us,” “No Warranties; Limitation of Liability,” “Representations; Warranties; and Indemnification,” “Termination of the Agreement,” “Controlling Law,” “Binding Arbitration,” “Class Action Waiver,” “Equitable Relief,” and “Miscellaneous.”

Company respects the intellectual property rights of others and attempts to comply with all relevant laws. We will review all claims of copyright infringement received and remove any Content deemed to have been posted or distributed in violation of such laws.

Our designated agent under the Digital Millennium Copyright Act (the "Act") for receipt of any Notification of Claimed Infringement is Holding Arms L.L.C.. By mail: 9001 E Bloomington Fwy, Ste 129B, Bloomington, MN 55420. By email: Info@holdingarms.com.

If you believe that your work has been copied on the Websites in a way that constitutes copyright infringement, please provide our agent with notice in accordance with the requirements of the Act, including (i) a description of the copyrighted work that has been infringed and the specific location on the Websites where such work is located; (ii) a description of the location of the original or an authorized copy of the copyrighted work; (iii) your address, telephone number, and email address; (iv) a statement that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; (v) a statement, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the owner's behalf; and (vi) an electronic or physical signature of the copyright owner or authorized person.

This Agreement and any action related to it will be governed by the laws of the State of Minnesota without regard to its conflict of laws provisions. You agree that if we are the prevailing party over a dispute on these terms, you will pay our reasonable attorneys' fees and costs to bring a legal action.

In the event of a dispute arising under or relating to this Agreement, the Content, or the Websites (each, a “Dispute”), either party may elect to finally and exclusively resolve the dispute by binding arbitration governed by the Federal Arbitration Act (“FAA”). Any election to arbitrate, at any time, shall be final and binding on the other party. IF EITHER PARTY CHOOSES ARBITRATION, NEITHER PARTY SHALL HAVE THE RIGHT TO LITIGATE SUCH CLAIM IN COURT OR TO HAVE A JURY TRIAL, EXCEPT EITHER PARTY MAY BRING ITS CLAIM IN ITS LOCAL SMALL CLAIMS COURT, IF PERMITTED BY THAT COURT'S RULES AND WITHIN ITS JURISDICTION. ARBITRATION IS DIFFERENT FROM COURT, AND DISCOVERY AND APPEAL RIGHTS MAY ALSO BE LIMITED IN ARBITRATION.

All disputes will be resolved before a neutral arbitrator selected jointly by the parties, whose decision will be final, except for a limited right of appeal under the FAA. The arbitration shall be commenced and conducted by JAMS pursuant to its then-current Comprehensive Arbitration Rules and Procedures and in accordance with the Expedited Procedures in those rules, or, where appropriate, pursuant to JAMS' Streamlined Arbitration Rules and Procedures, available at www.jamsadr.com. Each party will be responsible for paying any JAMS filing, administrative, and arbitrator fees in accordance with JAMS rules. Judgment on the arbitrator's award may be entered in any court having jurisdiction. This clause shall not preclude parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction. The arbitration may be conducted in person, through the submission of documents, by phone, or online; if conducted in person, it shall take place in the United States. The parties may litigate in court to compel arbitration, to stay a proceeding pending arbitration, or to confirm, modify, vacate, or enter judgment on the award. The parties shall cooperate in good faith in the voluntary and informal exchange of all non-privileged documents and other information relevant to the Dispute immediately after commencement of the arbitration.

You agree that any arbitration or proceeding shall be limited to the Dispute between us and you individually. To the full extent permitted by law, (i) no arbitration or proceeding shall be joined with any other; (ii) there is no right or authority for any Dispute to be arbitrated or resolved on a class-action basis or to utilize class action procedures; and (iii) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons. YOU AGREE THAT YOU MAY BRING CLAIMS AGAINST US ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

You acknowledge and agree that in the event of a breach or threatened violation of our intellectual property rights and confidential and proprietary information by you, we will suffer irreparable harm and will therefore be entitled to injunctive relief to enforce this Agreement. We may, without waiving any other remedies, seek from any court having jurisdiction any interim, equitable, provisional, or injunctive relief necessary to protect our rights and property pending the outcome of the arbitration referenced above. You irrevocably and unconditionally consent to the personal and subject matter jurisdiction of the federal and state courts in the State of Minnesota for purposes of any such action.

Our failure to act on or enforce any provision of this Agreement shall not be construed as a waiver of that provision or any other provision. No waiver shall be effective against us unless made in writing, and no such waiver shall be construed as a waiver in any other or subsequent instance. Except as expressly agreed by us and you in writing, this Agreement constitutes the entire agreement between you and us with respect to the subject matter and supersedes all previous or contemporaneous agreements, whether written or oral. The section headings are provided merely for convenience and shall not be given any legal import. This Agreement will inure to the benefit of our successors, assigns, licensees, and sublicensees.

Holding Arms L.L.C. — by mail: 9001 E Bloomington Fwy, Ste 129B, Bloomington, MN 55420. By email: Info@holdingarms.com. Last modified September 7, 2026.